Palm Bay Homes under $400,000

Palm Bay Homes under $400,000

Welcome to Palm Bay, Florida – a vibrant city nestled in the heart of Brevard County, where the sun shines brightly and the opportunities for a fulfilling lifestyle are endless. Palm Bay is renowned for its beautiful natural landscapes, including the stunning Indian River Lagoon and lush parks that invite outdoor enthusiasts to explore. With its ideal coastal location, residents can enjoy a variety of recreational activities, from fishing and boating to hiking and biking along scenic trails.

For those considering a move to this charming city, Palm Bay offers an impressive array of homes under $400,000, making it an attractive option for first-time buyers, families, and retirees alike. Whether you’re seeking a cozy single-family home, a modern townhouse, or a spacious condo, Palm Bay has something for everyone. Many properties feature open floor plans, updated kitchens, and private backyards perfect for entertaining or relaxing in the Florida sunshine.

The community is characterized by its friendly atmosphere and diverse neighborhoods, where you can find everything from peaceful suburban streets to vibrant, family-oriented areas. With top-notch schools, convenient shopping centers, and a variety of dining options, Palm Bay truly has it all.

Living in Palm Bay means enjoying a laid-back lifestyle while being just a short drive from the beautiful beaches of the Atlantic Coast and the exciting attractions of nearby Melbourne and Cocoa Beach. If you’re ready to find your dream home in a city that offers both charm and convenience, look no further than Palm Bay – where your new life awaits!

Newest Palm Bay Homes under $400,000

812 NW Banks Street NW, Palm Bay
$369,500
3 Beds ⋅ 2 Baths ⋅ 1089187 MLS
Get ready to celebrate the holidays in this Flamazing updated 3BR/2BA pool home! Enjoy Florida living year-round with a screened-in pool & spacious 30'x14' enclosed porch. Inside you'll love the split floor plan, new vinyl plank flooring throughout & updated kitchen with granite countertops, custom pantry, soft-close cabinetry & stainless smart appliances, including Samsung 4-door refrigerator with Beverage Center & Wi-Fi convection range with air fryer. Primary BR features a custom closet. Updates include NEW HVAC 2024, pool cage re-screened 2024, HWH 2021, gutters 2021, accordion storm shutters 2021, keyless entry, doorbell camera, new fans & fixtures, ADT security & stacked Whirlpool front-load washer/Energy Star dryer. Roof 2017. Solar panels add energy efficiency. VA assumable mortgage available. NO HOA! Minutes from I-95, beaches, shopping, schools & restaurants. Move-in ready & waiting for you to make it home!

812 NW Banks Street NW, Palm Bay
503 Skinner Terrace SE, Palm Bay
$255,000
4 Beds ⋅ 2 Baths ⋅ 1089185 MLS
Diamond in the Rough on an Oversized Corner Lot! Bring your vision and personal touches to this solid concrete block 4-bedroom, 2-bathroom pool home. Highlights include a functional split floor plan featuring formal living and dining room, a bright kitchen with granite countertops and breakfast nook, spacious family room with sliders leading out to the screen-enclosed pool with a fully fenced yard. Roof 6 years old. A/C 7 years old. City water.

503 Skinner Terrace SE, Palm Bay
1691 Burgandy Street SE, Palm Bay
$319,900
3 Beds ⋅ 2 Baths ⋅ 1089161 MLS
Charming & Bright 3-Bed / 2-Bath Home 1352 Sq. Ft. Under Air - Features Split Floor Plan - Massive New Metal Building - Numerous Uses - Garage, Barn, Workshop, Gym, Office - All appliances, wood look tile and LVP, large fenced yard, screened patio, and new circular driveway - all this and so much more just off Babcock Street. Melbourne Airport and the Beaches within a 30 min. drive! Don't miss out...what would you use the new metal building for?

1691 Burgandy Street SE, Palm Bay
561 Sterling Street NE, Palm Bay
$380,000
3 Beds ⋅ 2 Baths ⋅ 1089170 MLS
Located in Lomar Estates. .34 acres. Plenty of room for your RV/boat and toys. Three bedroom split plan, two full baths, 2-car garage. inside laundry room, screened pool and large lanai. Garden area/and Fire Pit. Plenty of room for a shed, RV/ boat, and any other toys you may have. Roof 2018. Windows 2025, AC 2023, All appliances and washer/dryer convey with property. Very conveniently located, near shopping plaza, theaters, groceries, less than half a mile from your new home.

561 Sterling Street NE, Palm Bay
496 Brookedge Street NE, Palm Bay
$315,000
2 Beds ⋅ 2 Baths ⋅ 1089175 MLS
Saturday morning... cold drinks in the fridge, the weekend car show is coming up, and somehow the 10mm socket is actually where you left it. 496 Brookedge has the kind of garage setup you don't come across every day. The attached two-car garage has a 12,000 BTU mini split for climate control, while out back, a separate 700 sq. ft. detached RV garage gives you serious room for cars, tools and weekend projects, backed by 150 amps of dedicated electrical service. The car lift and air compressor are staying too. Inside, the house has gotten a fresh reset with full interior paint, brand-new luxury vinyl plank flooring throughout, new baseboards, new countertops and a new sink. Accordion hurricane shutters add another practical Florida upgrade. Sitting on a 0.27-acre lot, this property brings together a freshly updated interior and a garage setup that's seriously hard to find. Cars tucked away. Tools where they belong. Cold drink waiting. Saturday done right. Showings by appointment

496 Brookedge Street NE, Palm Bay
480 Scanlon Road, Palm Bay
$330,000
3 Beds ⋅ 2 Baths ⋅ 1089137 MLS
BUILDER INCENTIVE: UP TO $15,000 TOWARD CLOSING COST OR RATE BUY DOWN: Stella Construction offers homebuyers modern designs with elevated style, exceptional craftsmanship, and superior finishes, at a very affordable price. These are NOT your typical cookie cutter homes. This newly constructed 3BR/2BA/2Car/Bonus Room house has a beautiful open floor-plan with soaring 10' ceilings and stunning 24" X12" tile floors throughout. The kitchen with its quality soft close cupboards, drawers with dovetail joints, stainless steel appliances, and quartz countertops is the anchor at the center of this home. The primary suite has a walk-in closet, a bathroom with a spacious quartz finished double vanity, and a tiled walk-in-shower. Other elevated features include an epoxied garage floor, water treatment system, ceiling fans, and a nice big yard. Don't settle for less when you can have more with Stella!

480 Scanlon Road, Palm Bay
2528 Chatham Way NE, Palm Bay
$125,000
3 Beds ⋅ 2 Baths ⋅ 1089125 MLS
MOVE IN READY! NO HOA FEES! Enjoy affordable homeownership with this 3-bedroom, 2-bath mobile home offering 1,296 square feet of living space. Situated on land you own, this property has no lot rent and no HOA or association fees! A wheelchair ramp provides added accessibility and convenience. The location offers convenient access to major employers, including L3Harris and Northrop Grumman, as well as nearby shopping and restaurants. Whether you're looking for a primary residence, seasonal home, or investment opportunity, this property offers the added value of land ownership and a convenient location close to everyday essentials.

2528 Chatham Way NE, Palm Bay
650 Seaport Terrace SE, Palm Bay
$385,000
4 Beds ⋅ 3 Baths ⋅ 1089123 MLS
Welcome to this 4-bedroom, 3-bath pool home in Southeast Palm Bay with NO HOA! There's plenty of room for the whole family, with an in-ground pool, screened-in patio, fenced backyard, and space to park your boat or RV. Inside, the split floor plan and vaulted ceilings give the home an open, spacious feel, while the kitchen features granite countertops, stainless steel appliances, and tile backsplash. The private in-law/guest suite has its own entrance, kitchenette, and full bathroom, perfect for family, guests, or an older child. The converted garage offers additional living space and is currently used as a game room, but can easily be converted back to a 2-car garage. Big-ticket updates include whole-house water supply re-pipe (2025), hot water heater (2025), HVAC (2024), pool and screened-in patio (2021), vinyl privacy fence (2020), and roof (2019).

650 Seaport Terrace SE, Palm Bay
220 Nardo Avenue SW, Palm Bay
$345,000
4 Beds ⋅ 3 Baths ⋅ 1089109 MLS
Short Sale. BANK APPROVED PRICE. This charming 4-bedroom, 3-bathroom single-family home is located in the desirable Sloneridge community of Palm Bay. It features a split floor plan, a separate formal living and dining room, a spacious kitchen that flows seamlessly into the family room, and a screened-in back porch perfect for relaxing or entertaining. Ideal for families, the home offers a private backyard and comfortable living areas throughout. Located in a quiet, family-friendly neighborhood, it provides convenient access to local schools as well as nearby shopping, dining, and major roadways for easy commuting.

220 Nardo Avenue SW, Palm Bay
2154 Henry Street NE, Palm Bay
$179,995
4 Beds ⋅ 2 Baths ⋅ 1089107 MLS
Welcome to this beautifully renovated 4-bedroom, 1.5-bathroom home, just steps away from the beach! This move-in ready gem boasts a brand-new roof and modern updates throughout, making it the perfect home. As you enter, you'll immediately appreciate the fresh vinyl and tile flooring that flows seamlessly throughout the home, providing both style and durability. The spacious kitchen features appliances, making meal prep a breeze, while the open-concept living and dining areas are ideal for entertaining or relaxing with family. The four well-sized bedrooms offer plenty of space, with the master bedroom featuring convenient access to the half bath. Step outside to your private backyard oasis, complete with a handy shed for additional storage. With proximity to the beach, you'll enjoy the coastal lifestyle just minutes from your doorstep. Don't miss your chance to own this beautifully updated home. Schedule your showing today and make it yours before it's gone!

2154 Henry Street NE, Palm Bay
651 San Filippo Drive SE, Palm Bay
$235,000
3 Beds ⋅ 2 Baths ⋅ 1089082 MLS
Welcome home to this charming 3-bedroom, 2-bathroom brick residence perfectly situated on a desirable corner lot! The thoughtfully designed split-bedroom plan offers maximum privacy. As you step inside, you're greeted by an expansive living/dining room combo that provides incredible flexibility for entertaining and daily life. The large oversized master suite is a true retreat, complete with a spacious walk-in closet. The dining area flows seamlessly out to a very large screened porch, making indoor-outdoor living a breeze.

651 San Filippo Drive SE, Palm Bay
1166 Alpine Avenue NW, Palm Bay
$235,000
3 Beds ⋅ 2 Baths ⋅ 1089080 MLS
Perfect investment home offers a comfortable and well-maintained living experience in a convenient Palm Bay location. This inviting home features a bright, open layout with plenty of natural light, creating a warm atmosphere ideal for both daily living and entertaining. The kitchen provides ample storage and easy flow, while the spacious bedrooms offer privacy and flexibility for family, guests, or a home office. The large yard expands your options with room to garden, play, or design your own outdoor retreat. Situated near shopping, dining, parks, and major roadways, this property delivers everyday convenience in a growing community. Whether you're a first-time buyer, downsizing, or seeking a solid investment, this home offers value, comfort, and potential in one of Palm Bay's most accessible neighborhoods.

1166 Alpine Avenue NW, Palm Bay
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