SW Palm Bay Homes under $400,000

SW Palm Bay Homes under $400,000

Welcome to SW Palm Bay, a hidden gem nestled in the heart of Brevard County, Florida! This vibrant and growing community offers a perfect blend of suburban tranquility and access to the stunning natural beauty of the Space Coast. With its warm climate, friendly neighborhoods, and convenient amenities, SW Palm Bay is an ideal place for families, retirees, and anyone looking to enjoy the Florida lifestyle.

One of the most appealing aspects of SW Palm Bay is the affordability of its real estate market. Here, you can find charming homes priced under $400,000, making it an attractive option for first-time buyers and those seeking to downsize without sacrificing quality or comfort. These homes often feature spacious layouts, modern amenities, and beautiful outdoor spaces, perfect for enjoying the year-round sunshine.

In addition to its affordable housing options, SW Palm Bay boasts an array of recreational opportunities. Residents can explore the nearby Indian River Lagoon, perfect for kayaking, fishing, and birdwatching, or take a leisurely stroll through one of the many parks that dot the area. With easy access to major highways, you can enjoy the best of both worlds—serene suburban living with quick trips to the bustling city life of Melbourne or the stunning beaches of the Atlantic coast.

Whether you’re looking for your first home, a vacation retreat, or a place to settle down, SW Palm Bay offers a welcoming community and fantastic value. Come discover the charm of this exceptional area and find your dream home today!

Newest SW Palm Bay Homes under $400,000

206 Wendover Road SW, Palm Bay
$325,000
4 Beds ⋅ 2 Baths ⋅ 1089414 MLS
Enjoy a 2023 roof, 2023 HVAC, 2023 water heater, 2023 plumbing, and 2023 electrical, all offering the peace of mind that comes with a nearly new home. Over $25,000 in custom upgrades elevate this modern 2023 built home. The open concept interior features 2023 finishes, fixtures, flooring, and appliances, while the fully fenced backyard adds privacy and space to roam. A wide side yard provides dedicated 2023 RV/boat/trailer parking capability, all with no HOA limiting your freedom. This property delivers modern construction, upgraded features, and flexible living in a prime Palm Bay location.

206 Wendover Road SW, Palm Bay
786 Hernandes Avenue SE Unit 12, Palm Bay
$342,990
4 Beds ⋅ 2 Baths ⋅ 1089245 MLS
City water! Brand-new home offers elegance, comfort, and modern convenience. Designed with durable block, stucco construction, topen floor plan features 4 bedrooms, 2 baths, and 1,801 sq. ft. of designed living space. Soaring 9'4'' ceilings throughout home create airy, spacious feel. Enjoy Florida outdoors with 6' x12' covered porch. Stylish 36'' Shaker Style cabinets are beautifully complemented by granite countertops, adding sophistication to the kitchen. Luxury vinyl plank flooring flows throughout home, offering both durability and style. A stainless-steel appliance package is INCLUDED, featuring a 24.3 cubic foot side-by-side refrigerator with a built-in ice maker, a 30'' freestanding smooth-top electric range, a 1.6 cubic foot over-the-range microwave, and a dishwasher - everything you need for a fully equipped kitchen! For added peace of mind, your ppurchase includes a 2-10 Builder's Warranty. NOTE: Photos are for example purposes only

786 Hernandes Avenue SE Unit 12, Palm Bay
480 Scanlon Road, Palm Bay
$330,000
4 Beds ⋅ 2 Baths ⋅ 1089137 MLS
BUILDER INCENTIVE: UP TO $15,000 TOWARD CLOSING COST OR RATE BUY DOWN: Stella Construction offers homebuyers modern designs with elevated style, exceptional craftsmanship, and superior finishes, at a very affordable price. These are NOT your typical cookie cutter homes. This newly constructed 4BR/2BA/2Car/ home has a beautiful open floor-plan with soaring 10' ceilings and stunning 24" X12" tile floors throughout. The kitchen with its quality soft close cupboards, drawers with dovetail joints, stainless steel appliances, and quartz countertops is the anchor at the center of this home. The primary suite has a walk-in closet, a bathroom with a spacious quartz finished double vanity, and a tiled walk-in-shower. Other elevated features include an epoxied garage floor, water treatment system, ceiling fans, and a nice big yard. Don't settle for less when you can have more with Stella!

480 Scanlon Road, Palm Bay
220 Nardo Avenue SW, Palm Bay
$345,000
4 Beds ⋅ 3 Baths ⋅ 1089109 MLS
Short Sale. BANK APPROVED PRICE. This charming 4-bedroom, 3-bathroom single-family home is located in the desirable Sloneridge community of Palm Bay. It features a split floor plan, a separate formal living and dining room, a spacious kitchen that flows seamlessly into the family room, and a screened-in back porch perfect for relaxing or entertaining. Ideal for families, the home offers a private backyard and comfortable living areas throughout. Located in a quiet, family-friendly neighborhood, it provides convenient access to local schools as well as nearby shopping, dining, and major roadways for easy commuting.

220 Nardo Avenue SW, Palm Bay
356 Friendly Street SW, Palm Bay
$399,900
4 Beds ⋅ 3 Baths ⋅ 1089014 MLS
BUILDER OFFERS $15,000 IN FLEX CASH TO BUYER AT CLOSING WITH AN ACCEPTABLE OFFER! Move-in ready and loaded with upgrades, this stunning 4-bedroom PLUS den home features a private in-law suite with its own bathroom! Enjoy soaring 9'6" ceilings, elegant tray ceilings with crown molding in the living room and primary suite, and beautiful porcelain wood-look tile throughout, except bedrooms. The spacious open floor plan showcases a gourmet kitchen with granite countertops, stainless steel appliances, and a sleek stainless steel vent hood. All bathrooms feature granite countertops and stunning floor-to-ceiling tile. This home features Impact windows, city water, and an inviting covered patio complete this exceptional home. READY NOW! Priced to sell, so schedule your private showing today! DISCLAIMER: All photos have been edited, touched up and/or virtually staged for marketing purposes. All information is deemed accurate but should be independently verified by the buyer or buyer's agent.

356 Friendly Street SW, Palm Bay
1327 De Groodt Road SW, Palm Bay
$374,900
3 Beds ⋅ 2 Baths ⋅ 1088778 MLS
BETTER THAN WAITING TO BUILD! Discover this newly completed 2026 Grand Cayman home in SW Palm Bay, offering 1,974 sq. ft. with 3 bedrooms, 2 bathrooms, a den/home office and an attached 2-car garage. The open floor plan connects the kitchen, dining area and Great Room with a tray ceiling. Triple sliding glass doors open to the covered lanai. The kitchen features quartz countertops, a large island, soft-close cabinetry, stainless steel appliances and a pantry. The private primary suite offers dual walk-in closets, a tray ceiling and a bath with dual sinks, a walk-in shower and a private water closet. Additional features include 8-foot interior doors, plank tile flooring, hurricane-impact windows and doors, indoor laundry, and covered front and rear porches. Enjoy newer construction without the wait, conveniently located in SW Palm Bay with no HOA or CDD fees. Schedule your private showing today!

1327 De Groodt Road SW, Palm Bay
1695 SW Diablo Circle SW, Palm Bay
$319,900
3 Beds ⋅ 3 Baths ⋅ 1088727 MLS
Welcome to this inviting two-story, four-bedroom, 2.5-bathroom home located in the desirable Tillman Lakes neighborhood. This home features a spacious open-concept layout that creates a seamless flow across the main living areas, offering an ideal setup for everyday living and hosting. The kitchen is beautifully appointed with granite countertops and sleek stainless-steel appliances. Designed for optimal function and privacy, all four bedrooms are positioned on the second level, providing a clear separation between daily living and private quiet quarters. For maximum convenience, the laundry room is also situated on the second floor near the bedrooms. Ideally situated, this property offers easy access to local parks, shopping, dining, and schools.

1695 SW Diablo Circle SW, Palm Bay
1455 Diablo Circle SW, Palm Bay
$264,900
3 Beds ⋅ 2 Baths ⋅ 1088705 MLS
Welcome to this inviting 3-bedroom, 2-bathroom home located in the desirable Tillman Lakes neighborhood. This home features a seamless open floor plan that easily connects the main living and dining spaces. The beautiful kitchen is equipped with granite countertops and stainless-steel appliances, providing a highly functional space for cooking and entertaining. At the end of the day, retreat to the primary bedroom, which boasts a large walk-in closet and an attached primary bathroom complete with a double vanity. Situated in a prime location, you are just minutes away from local shopping and dining, with easy access to St. John's Heritage Pkwy for a convenient commute. Schedule your private showing today!

1455 Diablo Circle SW, Palm Bay
150 White Road SW, Palm Bay
$389,900
3 Beds ⋅ 2 Baths ⋅ 1088671 MLS
Pre- Construction. To be Built. Building soon in Palm Bay, the Melody showcases a thoughtfully designed open concept floor plan with exceptional craftsmanship and an impressive collection of upgraded finishes. A welcoming covered front porch leads into an inviting foyer, where a private Den with glass French doors creates a versatile space for a home office, study, or flex room. Throughout the main living areas, 9'4" ceilings, upgraded interior paint, cordless blinds, upgraded door hardware, and abundant natural light create a bright, open atmosphere. At the heart of the home, the beautifully appointed kitchen features quartz countertops, 42" Shaker cabinets, stainless steel appliances, a large center island, and a spacious pantry. The kitchen flows seamlessly into the dining area and expansive Great Room, where additional windows and sliding glass doors extend the living space onto the screened-in lanai, creating a seamless connection between indoor comfort and outdoor living. Privately positioned at the rear of the home, the Primary Suite features a tray ceiling, crown molding, a generous walk-in closet, and an elegant bath with dual quartz vanities, an additional linen closet, and a walk-in shower with a ceramic tile wall surround and glass enclosure. Two spacious secondary bedrooms share a well-appointed full bathroom with a tub and shower combination. The centrally located laundry room provides convenient walkthrough access to the oversized three-car garage, with abundant room for vehicles, storage, recreational equipment, or a workshop. Additional features include hurricane shutters, Zip System exterior sheathing, professional landscaping, decorative exterior window shutters, Deako smart light switches, and a Smart Home Package featuring a Ring Video Doorbell, Smart Thermostat, and Keyless Entry Smart Door Lock. A full builder warranty adds confidence and long-term peace of mind. Located in Palm Bay, Brevard County, this home is surrounded by natural beauty and a wealth of boating, fishing, hiking, parks, excellent schools, and recreational opportunities that complement the Florida lifestyle. Experience the craftsmanship, modern finishes, and thoughtful design of this exceptional new construction home, The Melody. Schedule your private tour today. We can't wait to welcome you home!

150 White Road SW, Palm Bay
729 Hawkins Avenue SW, Palm Bay
$277,000
3 Beds ⋅ 2 Baths ⋅ 1088625 MLS
Move-in ready & beautifully refreshed! Freshly painted inside & out with incredible curb appeal. Features an updated kitchen with NEW kitchen cabinets, NEW interior doors, updated baths, and NEW bedroom flooring with engineered hardwood throughout—NO carpet! High-value mechanical & exterior upgrades include an updated water system, NEW garage door opener, NEW enclosed screen porch for relaxing Florida outdoor living, and an updated fence. Conveniently located near shopping, amenities, and major roadways. A must-see turnkey home!

729 Hawkins Avenue SW, Palm Bay
814 Nightengale Street SW, Palm Bay
$319,500
3 Beds ⋅ 2 Baths ⋅ 1088382 MLS
Skip the wait for new construction and enjoy a newer 3-bedroom home with valuable upgrades already completed in one of Palm Bay's up-and-coming areas. Enjoy the perfect blend of modern technology and peaceful country living in this beautifully maintained 3-year-old Eco Sun smart home. Equipped with energy-saving solar panels, this home offers lower utility costs, smart home convenience, and an environmentally friendly lifestyle. Situated on a paved road in a quiet, country-like setting, this property provides exceptional privacy as the only home on the street. Upgrades include an extended screened porch, gutters, and a fully fenced backyard--ideal for entertaining, pets, or simply enjoying the outdoors. The popular Bayside Lakes area is less than 10 minutes away, offering Publix, Walgreens, Starbucks, Dunkin', restaurants, and a variety of shopping. Home is easy to show.

814 Nightengale Street SW, Palm Bay
313 San Marino Road SW, Palm Bay
$320,990
3 Beds ⋅ 2 Baths ⋅ 1088332 MLS
Discover your dream home in the Palm Bay Classic Community! The Prescott Plan features an airy open layout with a seamless transition between the Living Room, a well-equipped Kitchen, and a separate Dining Area, ideal for entertaining. The kitchen stands out with its beautiful cabinetry, Quartz countertops, and premium stainless steel appliances, including a range with a microwave hood and dishwasher. The serene primary suite includes a private bath with dual vanity sinks and a generous walk-in closet. Additional highlights include a convenient two-car garage, energy-efficient Low-E insulated dual-pane vinyl windows, and a one-year limited home warranty.

313 San Marino Road SW, Palm Bay
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